AceMoney makes it easy to manage a checkbook, create and manage budgets, juggle finances in multiple currencies, track spending habits, record expenses, transfer among accounts, and even do on-line banking. The account information can be shared or password protected. The program offers an easy to use interface that is straight forward and much easier to use than most commercial packages. Yet it offers everything you need to balance your personal bank account and keep track of where your money is going. The free version is limited to one bank account.